Saturday, July 7, 2012

What Is Mission: Small Business Anyway? ? SMB Advice & Tips

Filed under the topic: mission

?You do it all to drive your business forward.?

It?s fuel. It?s drive. It?s you and your business. It?s Chase and LivingSocial. And it?s a heady sum of a $250,000 individual grant that only 12 recipients will be awarded by a panel of hand selected small business experts this year.

Having just kicked off on May 7th this year, Mission: Small Business?is the brainchild between Chase and LivingSocial, a program designed to provide 12 small businesses funding across the United States in the form of a grant worth $250,000. And with only two days left until the due date for submitting an application, I thought I?d sit down for a quick Q&A session with Beverly Kennedy, general manager for Ink from Chase, to discuss the grant, it?s application process, the esteemed panelists picking the grant recipients, and what Mission: Small Business means to her.

Deborah Sweeney: Describe the objective of Mission Small Business in 140 characters or less (Tweet it,if you will).

Beverly Kennedy: Mission: Small Business aims to provide small business owners with the capital needed to grow their business.

DS:?And now let?s go long form on what it is.

BK: As part of an ongoing commitment to small businesses, Chase has partnered with LivingSocial to launch Mission: Small Business, a new grant competition offering up to $3 million to small businesses nationwide.? The program aims to find the most inspiring small businesses and provide them with capital, innovative marketing resources and financial advice to help grow their business and make a positive impact within their communities.

DS: What is the grant exactly?

BK:?Chase and LivingSocial are offering 12 grants of $250,000 to help small businesses achieve measurable growth.

DS: How does the application process work and what are the requirements to enter?

BK:?Through June 30th, small business owners who have been in business for at least two years and have less than 100 employees are invited to enter the competition at the official Mission: Small Business website?where they can also find out more about specific eligibility requirements.

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Relative Terms: Mission | Small | Anyway | business

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Source: http://smallbusiness.howtoadvicetips.com/what-is-mission-small-business-anyway/?utm_source=rss&utm_medium=rss&utm_campaign=what-is-mission-small-business-anyway

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Friday, July 6, 2012

Five-Year Extension Approved For Embattled National Flood ...

Extending the financially strapped federal National Flood Insurance Program for another five years while phasing out subsidized coverages for some properties should occur tomorrow.

President Barack Obama is expected to sign a compromise measure into law on July 6 that gradually would increase rates for commercial properties, second homes and repetitively flooded properties by 25 percent over the next four years until reaching actuarially sound levels. The measure also requires federal officials to complete flood insurance rate mapping while creating a reserve fund to help pay damages from large-scale floods.

The National Flood Insurance Program was scheduled to expire on July 31 and provides up to $250,000 in flood insurance coverage for homes and other properties located in federally designated flood plains and is administered by private insurers. While frequently stalled during the past couple years, claims continued to be processed and paid through the National Flood Insurance Program, but new policies could not be issued, causing problems for people trying to renew flood insurance policies are trying to close on a home in need of flood insurance protection. A recent halt in the National Flood Insurance Program delayed closings on about 1,200 home sales each day and 180,000 across the United States, according to the National Association of Realtors.

The National Flood Insurance Program has been about $19 billion in debt since the highly destructive Hurricanes Katrina and Rita mauled much of the Gulf Coast in 2005, and a recent federal report indicated the rates currently charged through the flood insurance program amount to taxpayer-subsidized flood insurance protection for about 25 percent of the about 5.6 million homes and other properties insured through it.

The National Flood Insurance Program was established in 1968 to provide flood insurance protection for homes and properties located in federally designated flood zones, where purchasing flood insurance from private insurers can be difficult. The program sustained itself with insurance premiums and deductibles until 2005, when Hurricanes Katrina and Rita struck the Gulf Coast and inflicted some $17 billion in National Flood Insurance Program claims.

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Source: http://www.insurance-website.com/Content/2012/07/05/five-year-extension-approved-for-embattled-national-flood-insurance-program/

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Tips to keep your pets safe during heat | WAVY.com | Norfolk

NORFOLK, VA. (WAVY) - Pet owners need to take special care of their animals during the sizzling summer months.

"If you feel hot outside, your pet probably feels ten times hotter than you do," Heather Smith with the Norfolk Care and Adoption Center said.

Lisa Barlow with Norfolk SPCA says all animals should simply be kept inside as much as possible during high temperatures.

"All animals should be kept inside in these temperatures," Barlow said. "These temperatures they're not safe for humans, they're not safe for pets"

Workers at the SPCA created a makeshift water park for dogs.

"They're panting as soon as we bring them outside," Kari Vincent said. "They're uncomfortable right away, so we have people supervising them while they're out here"

Barlow says owners shouldn't leave their pets inside of their vehicles.

"[Car temperatures] can shoot up to 140 degrees in a car in fifteen minutes if your air-conditioner is not on," Barlow said.

Source: http://www.fox43tv.com/dpps/news/local/norfolk/tips-to-keep-your-pets-safe-during-heat_4230227

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Iraqis face long future of fear as attacks mount

Abdul Hadi al-Obeidi, 65, a Sunni Muslim and is married to a Shiite woman who manages a grocery store in the Karrada Neighborhood of Baghdad, Iraq, poses for a portrait Wednesday, July 4, 2012. "Every time I leave my house, I don't know what will happen to me. I can only leave it in God's hands," he said. (AP Photo/Khalid Mohammed)

Abdul Hadi al-Obeidi, 65, a Sunni Muslim and is married to a Shiite woman who manages a grocery store in the Karrada Neighborhood of Baghdad, Iraq, poses for a portrait Wednesday, July 4, 2012. "Every time I leave my house, I don't know what will happen to me. I can only leave it in God's hands," he said. (AP Photo/Khalid Mohammed)

Qassim Salman, 65, a Shiite Muslim poses for a portrait in Basra, Iraq, Wednesday, July 4, 2012. "The security situation will be improved only when the politicians stop their daily fighting over personal ambitions," said Salman, who owns a video arcade in the southern city of Basra.(AP Photo/Nabil al-Jurani)

Shukria Mahmud, 57, a Sunni Muslim poses for a portrait in the Mansour neighborhood of Baghdad, Iraq, Wednesday, July 4, 2012. "We have to leave every once in a while to get some fresh air, some ice cream. We can't just stay home forever." she said. (AP Photo/Khalid Mohammed)

Mohammed Jabar, 22, a Sunni Muslim poses for a portrait in Kirkuk, Iraq, Wednesday, July 4, 2012. "We do not have the right to think about the future, because nobody is sure whether he is going to stay alive even for the next few minutes," said Jabar, 22, a hotel employee in the northern Iraqi city of Kirkuk, which has been an ethnic flashpoint for years as Sunni Arabs, Kurds and Turkmen fight over control of the oil-rich land that surrounds it. "We might die anytime and anywhere, so it is useless to think about what will happen for the years ahead."(AP Photo/Yahya Ahmed)

Hisham Abdul-Kadhim, 36, a Shiite Muslim juice shop owner in the Mansour neighborhood of Baghdad, Iraq, poses for a portrait Wednesday, July 4, 2012. As he makes his daily two-hour commute to the juice bar he owns, driving through the five Iraqi police checkpoints on the way, Hisham Abdul-Kadhim always nervously scans the road for danger. He can't help himself. "Every day, I worry about car bombs while driving. I can't stop thinking about them," says Abdul-Kadhim, 36, a Shiite Muslim. (AP Photo/Khalid Mohammed)

(AP) ? Whenever he leaves his home, Mohammed Jabar, a Sunni Muslim, carries his cellphone so his family can find out quickly whether he is safe if a deadly bomb attack hits. Shukria Mahmud, another Sunni, rarely ventures from her house because of the rash of violence that is gripping Iraq.

Laith Hashim, a young Shiite Muslim, is considering moving away from Iraq if security continues to disintegrate. Such a breakdown, he fears, would spark a new round of bitter sectarian fighting of the kind that brought the nation to the brink of civil war just a few years ago.

Tensions simmer between Iraq's Sunni and Shiite communities, yet they share an increasingly widespread despair. Al-Qaida-style attacks are on the rise, faith in the government's ability to keep people safe is on the wane and a fatalistic acceptance of a life of fear is perniciously settling in.

Nine years after the U.S. led an invasion of Iraq that overthrew dictator Saddam Hussein ? purging the leadership and military of his supporters and leading to a fight against insurgents in a bloody guerrilla war that left more than 100,000 dead ? Iraq's outlook is increasingly bleak in summer 2012.

Instead of a Western-style democracy functioning in peace and cooperation, what's been left behind is dysfunctional and increasingly violent. Many of the attacks of the past month have targeted Shiites on annual religious pilgrimages, raising fears of a return to the deadly cycle of destructive violence between Sunni and Shiite communities.

"The Sunnis should be warned that there will be retaliation if the attacks against Shiites continue," Hashim, 18, said Wednesday in Baghdad's Sadr City neighborhood. The impoverished area in the capital's northeast is home to the Shiite Mahdi Army militia that battled al-Qaida during Iraq's darkest days between 2006 and 2008.

"Patience can't last forever," he warned.

Iraqi officials and experts say worries of an impending blowup is exactly what Sunni extremists linked to al-Qaida are banking on. Dozens of bloody bombings and drive-by shootings that have killed 286 people over the past four weeks, including 11 on Wednesday, bear the terrorist network's hallmarks. Most of the victims have been Shiite pilgrims, security forces and government officials ? three of al-Qaida's prime targets.

So far the surge in violence has fallen well short of open warfare. Iraqis fear it's more likely they're destined to struggle through years of misery without fully hitting bottom, before things get much better.

Part of the problem is the dysfunctional Iraqi government that, so far this year, has failed to protect its public or settle internal power squabbles.

"We do not have the right to think about the future, because nobody is sure whether he is going to stay alive even for the next few minutes," said Jabar, 22, a hotel employee in the northern Iraqi city of Kirkuk. "We might die anytime and anywhere, so it is useless to think about what will happen for the years ahead."

Several people interviewed across Iraq on Wednesday said there's no doubt their lives have gone downhill recently, and hope for improvement is waning.

"We used to say that tomorrow will be better than today," said Firas Hadi, 41, a Shiite who owns car accessory shop in Baghdad. "But today, we say today is better than tomorrow."

Mahmud, 57, the Sunni woman, said the violence has made her think twice about going outside, although "we have to leave every once in a while to get some fresh air." Walking with her niece in the Sunni-dominated Mansour neighborhood in Baghdad, she observed, "We can't just stay home forever."

What's worrying about Iraq's recent wave of attacks is how they've increased in frequency and size. In the months before U.S. troops left, extremists were still launching large-scale attacks that killed dozens every few weeks, but analysts said they needed the time in between to coordinate and gather explosives.

A relative drop in the number of attacks in recent months had raised cautious hopes that life might inch back toward normal, despite political struggles, the corruption and an administration that can't even provide more than a few hours of electricity each day in the capital.

But starting in June, no more than three days passed without a major attack, showing the insurgency's ability to regroup more quickly. Experts say the extremists may have been emboldened by the government's obvious distraction by feuding between Prime Minister Nouri al-Maliki and his political rivals among Sunnis, Kurds and some other Shiite politicians who complain he is amassing too much power in his own hands.

Iraqis, certainly, mince no words in blaming their leaders for the violence.

"The security situation will be improved only when the politicians stop their daily fighting over personal ambitions," said Qassim Salman, 65, a Shiite who owns a video arcade in the southern city of Basra.

Whatever the cause, the surge in violence has rekindled a gloomy sense among Iraqis ? a feeling that nine years later, the Americans have moved on, and they are left facing an immediate future of grinding violence.

"This is not a normal life. How long do we have to live in fear?" asked Fuad Karim, 63, a Shiite who runs a laundry in Baghdad's Kazimiyah neighborhood.

Karim opposed the U.S. invasion, but he also said the American pullout, completed Dec. 18, was a mistake.

"They messed up the country, and they had to reorganize it and to rebuild what they demolished," he said. "Right up until now, nothing has been rebuilt."

Others, like Baghdad shopkeeper Ali Izzat, a Sunni, said he's happy the Americans are gone. "They were occupiers, and we see them as oppressors."

Izzat isn't fazed much by the recent attacks, though he allowed it might be because he's seen so much worse: His shop in Baghdad's mostly Sunni Harthiya neighborhood damaged by bombs three times in 2007.

"We feel sorry for the victims, of course," he said, when asked if Iraq's bloody past month worries him, displaying his innate sense of pessimism: "But because of all we have seen in the past, we are almost used to it."

___

Associated Press Writers Qassim Abdul-Zahra and Sameer N. Yacoub in Baghdad, Nabil al-Jurani in Basra, Iraq, and Yahya Barzanji in Kirkuk, Iraq, contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-07-04-ML-Iraq-Life%20of%20Fear/id-cda94fa7efba4cfeb726e90ba9477eb8

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Thursday, July 5, 2012

Costa Concordia captain freed from house arrest

The captain of the wrecked cruise liner Costa Concordia was released from house arrest by Italian judges on Thursday who ordered him not to leave his home town while the case against him continues.

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Francesco Schettino is accused of causing the accident on January 13 in which as many as 32 people died.

Related: Salvage crews start to refloat Costa Concordia
Related: Cruise ship captain says he was told to perform fatal maneuver

Magistrates in the Tuscan town of Grosseto who are handling the case said Schettino would no longer have to remain confined to his home in Meta di Sorrento near Naples but would have to remain in the town.

He would also no longer be bound by the strict conditions of house arrest which prevented him from communicating with anyone apart from his lawyer and close family.

Slideshow: Luxury cruise ship runs aground (on this page)

The judges' ruling said that the period Schettino had spent under house arrest had already had a deterrent effect and he would remain under adequate supervision by authorities.

Schettino faces charges of multiple manslaughter, causing the accident and abandoning ship prematurely. A pre-trial hearing was held in Grosseto, near Florence, in March.

The giant Costa Concordia, carrying more than 4,000 passengers and crew, ran aground off the tiny Tuscan island of Giglio shortly after beginning a cruise of the western Mediterranean.

Schettino is accused of wrecking the 126-ton vessel by bringing it too close to shore where a rocky ledge tore a gash in its side, causing it to keel over and sink.

At least 30 people died in the accident and another two people are still missing and are believed to be dead.

(c) Copyright Thomson Reuters 2012. Click For Restrictions - http://about.reuters.com/fulllegal.asp

Source: http://www.msnbc.msn.com/id/48079928/ns/travel-news/

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Amputee Pistorius selected for Olympics in 4x400

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